Our mission at Refuge Insurance is to consistently mobilize resources to create an Institution where all our staff and stakeholders are passionate about demystifying insurance and increasing its penetration.
This is a comprehensive combination of several insurance policies over business- It is several policies in one. It covers the premises, items in the business, staff, money in transit, loss of business revenue incase of any eventuality. Etc.
We offer comprehensive insurance cover for those who have a fleet of vehicles for commercial purposes. Our product covers both the driver and the vehicles comprehensively.
In case of any eventuality we work closely with the insurance company to ensure the vehicle is assessed and repaired as soon as possible.
This insurance covers commercial property against, fire, burglary, floods etc. It includes a public liability clause which covers visitors/tenants who can be accidentally injured at the premises
It means-(Workman, Injury and Benefits Act)- this is insurance cover taken on behalf of employees and it is a legal requirement. It covers employees against injury during working hours and it can be extended beyond working hours.
It is a factor of the employees’ annual salary.
